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Americans everywhere are feeling the effects of rising healthcare costs, which in many instances have risen at a faster rate than the average income . There are unfortunately many unavoidable reasons for this, including increasing rates of chronic diseases like diabetes that account for the vast majority of care expenses. However, there are also preventable factors that are leading to rising healthcare costs, and one in particular is costing Americans billions each year: fraud. The National Health Care Anti-Fraud Association (NHCAA) estimates that the financial toll of healthcare fraud accounts for tens of billions of dollars each and every year. Healthcare fraud takes on many forms, which makes it difficult to pin down how much it’s actually contributing to the problem of rising costs. In some instances, fraudulent providers will bill for procedures that never happened, or go so far as to falsify patient identities in pharmaceutical schemes. This is especially prevalent in impov

While decentralization champions equality, crypto events have been anything but. According to a new report released recently, male attendees have dominated the events at 79 percent. And it’s not just the attendees where the men dominate. The report also revealed that a majority of the speakers are men, sometimes at the ratio of 1 to 25. The study was carried out by Bizzabo, a New York-based software company with a focus on event management.  Bizzabo studied more than 100 events across 15 countries to compose the report . While the percentage of women differed between different countries, it was still predominantly below 25 percent. On average, female attendants accounted for just 21 percent of the attendees. The disparity mirrors similar figures in the tech industry. This industry has come under scrutiny for its huge gender disparity and despite gender equality campaigns, not much has changed. According to Bizzabo co-founder Alon Alroy, in some conferences, the disparity is outright

Every time the overall market momentum swings in either direction, enthusiasts on Twitter will change their opinion accordingly. Where the XRP price is concerned , it is evident there are a lot of various opinions on this asset and its role in the grand scheme of things. For now, the price momentum resumes its sideways trading action, which will not make too many people happy. “Boring” XRP Price Momentum Materializes It is not uncommon for different markets to rely on Bitcoin’s momentum first and foremost. Whether it is an altcoin, token, or digital asset, it would appear the link between it and Bitcoin cannot be broken under any circumstance. While that might not necessarily seem like a bad thing, it is evident Bitcoin isn’t gaining much traction as of right now. As such, it also reflects badly upon other currencies and markets In the case of the XRP price, things are not going exactly according to plan right now. Following a 0.5% loss in USD value, one XRP is now valued at $

The battle between Ripple and Swift has been ongoing for quite some time now. The two opponents target the same market, cross-border remittances, and are thus naturally opposed. At a recent conference, the CEOs of the two firms had the chance to make their case, and Brad Garlinghouse came out swinging. The Ripple CEO referred to Swift as a messaging platform which better systems are gradually replacing. He expressed his belief that the future belongs to decentralized systems. Ripple’s XRP made major gains, with many analysts attributing it to the Paris Fintech Forum event. During the event, there was a hint that despite their heated animosity, the two firms might work together in the future. The price gained 15 percent to reverse what has been a downward trend since January 10. XRP rose from $0.28 to trade at $0.332, a 15.5 percent rise in just a few hours. Upbit, Binance and ZBG exchanges led the momentum, together accounting for 25 percent of the trade volume. XRP couldn’t hold o

When all cryptocurrency markets are still on wobbly legs, things will get pretty interesting in the near future. For Electroneum, there is a lot of positive momentum shaping up, even though it hasn’t affected the value all that much. Despite some minor Electroneum price uptrend shaping up right now, it remains to be seen if the momentum can be sustained over the coming days. Electroneum Price Momentum Picks up Slightly On paper, all of the cryptocurrency markets should evolve independently of one another. In the real world, that is not always the case. Virtually every altcoin relies on Bitcoin’s market trend first and foremost. Electroneum is not necessarily an exception in this regard, even though the altcoin has shown a tendency of doing its own thing every now and then. For today, it seems to follow the overall market trend, although that can always change when people least expect it. Over the past 24 hours, the Electroneum price has increased by 0.6% in USD value and 0.3% i

Although it seems most cryptocurrencies are in a bit of a lull right now, there is still plenty of reason to be cautiously optimistic. Especially the Dogecoin price watchers will not necessarily be too bothered with the way things are going as of right now. It is certainly possible things will turn bearish again fairly soon, although the current momentum isn’t half bad. Dogecoin Price Still Hangs in There A lot of different opinions circulate on the internet where Dogecoin is concerned. More specifically, it would appear the project has attracted both enthusiasts and absolute haters over the years. It is far from a Bitcoin competitor, yet Dogecoin is still successful in its own regard. That is part of the reason why this project remains in the market cap top 25 without too many problems. Over the past 24 hours, the Dogecoin price has seen a minor increase in both USD and BTC value. Neither development is extremely spectacular, although it does confirm there is still a lot of

Since its January 15th mainnet launch, Grin began trading momentarily above US$250, fell all the way to $2.50, climbed up to $15, and fell once more below $7. All eyes have been on this exciting project, and speculators across the space are itching to know: where does it go next? While its initial trading in the three figure range may have been a blemish more than anything else, the rise back to $15 was legitimate, and propelled by tens of millions in daily volume despite a lack of access on top exchanges. Fueled primarily by markets on Hotbit and Bitforex, optimists saw $15 as just the beginning, while skeptics argued that GRIN would never see that price again. At current prices of US$6.85, GRIN carries a respectable market cap of roughly $9 million. With daily volume continuing to exceed $10 million, interest in GRIN remains among the highest of all coins. To get a better understanding of why GRIN has made such a buzz, and where it might be headed next, an understanding of the ba

Today is proving to be a rather exciting day for digital assets, rather than cryptocurrencies and tokens. As most people would have expected to see, XRP is doing quite well, whereas Bitcoin’s future direction remains seemingly uncertain right now. For the time being, traders will enjoy the 10% XRP price increase as a push to $0.35 is plausible. XRP Price Rises From the Ashes Although the past few days haven’t been stellar for XRP in the slightest, it appears today offers some much-needed relief. This is quite a surprising turn of events, especially because the Bitcoin price trend doesn’t seem to be budging in either direction. As long as Bitcoin remains a bit uncertain about its future price direction, other markets tend to struggle as well. Over the past 24 hours, there has been a notable XRP price increase. Following a 10% jump in USD value, one XRP is now priced at $0.318 again. It seems to be a matter of time until this price goes back to the $0.35 range, assuming the upt

Making deposits and withdrawing payouts has become easier than ever before. Online gamers have a variety of safe and reliable payment options to choose available in a multiple currencies. Players can conveniently handle banking using a number of international and local methods. With so many options, which ones make the most sense? Let’s take a look at two of the increasingly popular banking options at online casino sites, Bitcoin and PayPal, to find out which make the most sense for players. PayPal Casino Banking PayPal offers extremely secure and fast online payments. While not all casinos accept PayPal, many of the popular online casino sites do. Online casinos that work with PayPal include popular international online casinos like Jackpot City Casino, 888Casino, Spin Palace Casino, and 32Red Casino. So how does it work? PayPal serves as the middleman between you and the casino. You add money to PayPal from your bank account. Typically, the money will enter your PayPal accoun

Last year was the worst yet in regards to crypto crime, a new report reveals. The industry lost more than $1.7 billion to crypto crooks, three times the 2017 tally. In what has become an ever-evolving menace, the thieves have continued to refine their methods. Crypto exchanges are still targets of choice for the crooks. However, the landscape is slowly changing, with inside jobs becoming a significant new channel. Exit scams by ICO issuers and SIM swapping have also gained traction as the thieves diversify. The Dark World of Crypto Heists Since the days of Mt.Gox, the crypto industry has continued to be the victim of well-orchestrated heists. While the defense technology and the awareness have improved, it has done little to deter the criminals. They keep outsmarting us, and it’s getting worse every year. Of the $1.7 billion stolen in 2018, $950 million was stolen from crypto exchanges. The attacks were concentrated on Japan and South Korea, two of the countries with the most act

There are some very peculiar trends to take note of in the cryptocurrency world. One obvious example is how many coins try to mimic Bitcoin by using its name in different ways. BitcoinHEX is the latest example to do so. A new Ethereum-based token with Bitcoin in the name always triggers some interesting discussions. Discovering the Purpose of BitcoinHEX In the cryptocurrency industry, there is never a shortage of ambition. Many projects are created to dethrone Bitcoin as the “top dog’, yet none of them has ever come close to even doing so. By the look of things, BitcoinHEX will not fare much better, although any new project should be given the benefit of the doubt first and foremost. How successful this currency will be, is a different matter altogether. The reason why BitcoinHEX is created is to ‘change the world”. More specifically, the team has confirmed they want to replace gold as a store of value, disrupt offshore banking, and put an end to credit card payments. Additiona

It hasn’t been an easy month for Ethereum in terms of its price. Similar to Bitcoin and other top markets, Ethereum has lost a fair bit of value and struggles to reclaim any of it. The past 24 hours offer a small glimpse of hope, although it remains to be seen if this can be sustained for more than a few hours on end . Can the Ethereum Price Hit $110 Again? There have been many discussions regarding the potential future of Ethereum in the price department. Although some people feel the token is vastly undervalued, others are pretty certain the current price is still too high. This creates for a very interesting situation, even though price speculators will not be too happy with the way things are going as of right now. No real uptrend has been sustained throughout January, and it seems unlikely next month will be any better. Over the past 24 hours, the Ethereum price has risen by just 1.3%. As such, one Ether is now priced at $106.11, which seems to indicate the $100 level will

Although it seemed as if Bitcoin was making some sort of recovery today, that positive momentum has evaporated once again. This also affects all other top markets. One of the first victims comes in the form of the XRP price, which has dropped below $0.29 in the past few hours. Once again, investors will not be too pleased with the way things are going as of right now. XRP Price Momentum Lacks Improvements The year 2019 is not going down in the history books as a profitable one for cryptocurrency traders. It is equally as bearish as 2018 was, even though the overall value declines are still relatively small. The main question is whether or not the total market cap can remain above $100bn this year. So far, that scenario looks less and less plausible by the minute. It also seems the XRP price will not go through a positive spell any time soon. Over the past 24 hours, there has been minor positive momentum for XRP. In the past hour or so, however, it has turned into a net loss acr

The past two years has represented massive strides for cryptocurrency in terms of developments and infrastructure. However, this growth has been overshadowed in the eyes of many by the utter failures of the ICO model. Although some projects have done well with coin offerings, the reality that a majority have already turned out to be scams or failures completely undermines the growth that takes place. Simply put, the Initial Coin Offering is a broken model. Studies suggest that over 75% of all ICOs in 2017 were scams, which has translated to theft in the magnitude of billions. Even otherwise legitimate offerings have struggled: a majority fail within their first four months. The outlook for this niche becomes graver and graver as the United States SEC and other governmental jurisdictions worldwide continue to take increasingly active stances against ICOs who fail to comply. Just days ago, the SEC came down on two more unregistered coin offerings from last year that, aside from failin

It’s been a tug of war between cryptocurrencies and the legacy financial system in Iran. Iranians took to crypto early on , and this didn’t go well with the government. It banned the industry as a whole despite pleas from the crypto community. Finally, the tone has changed. Today, the Central Bank of Iran (CBI) released a draft of regulations that effectively nullify its earlier crypto ban. The regulations are still quite some way from making Iran a crypto hub. However, they are a big first step towards introducing crypto to the people. Elsewhere, the United Arab Emirates and its neighbor Saudi Arabia are pushing forward with their joint national crypto project. Dubbed ‘Abber’ , the project is working on a cryptocurrency that will initially focus on remittance between the two countries. The pilot will involve a few commercial banks and if successful, it will be rolled out nationally. Come One, Come All Since Donald Trump ascended to power, Iran has had it rough. President Trump ha

Hackers have made away with billions of dollars in the past few years. And as it turns out, it may have been primarily the work of two criminal groups. A new report by Chainalysis revealed that the two groups have stolen over $1 billion in successful heists in recent years. The two groups are well organized and have wreaked havoc on exchanges and wallets in a systematic manner. The scariest part: the two are still active and so far, no one has come close to tracking them down. The Digital Cartels In the third installment of its Crypto Crime series, Chainalysis broke down the hacking process and why the two groups have continued to evade capture. On average, the two groups stole $90 million per hack. This sum is large enough, but the number gets incredibly bigger over time. The report stated: Together, these two groups are responsible for stealing around $1 billion to date, at least 60% of all publicly reported hacks. And given the potential rewards, there’s no question hacking w